Odds are, the want for a car will turn into a need for a car in a few years, if/when you move and/or start a family. After you pay your loans off, save up 20% as a down payment, and finance the car over 3 years. A Honda civic will be perfect, you will likely not need another car for at least 15 years. Vehicles considered: BMW X3, Audi Q5, Alfa Romero Stevio, jeep grand Cherokee, Mazda CX-5. 1st vehicle: no, had mazda 3 years ago, currently have Audi A5 sportsback. Minor work: yes. Major work: no. Need to get a car that’s good on snow as I have moved to snowy area and can’t call of work in major storms. But I’m still hesitant on going out and buying a used car with high mileage. Watch the Chrisfix video series on how to buy a used car and get a pre-purchase inspection. Add $150-200 for a pre-purchase inspection. Have a reputable dealership or independent garage check it out for you.Ideally, find brand new. You can find a local dealership selling a reasonable car for MSRP on the lot. 2nd best option is a local dealership that will put you on a wait list for a car at MSRP. On either one, make sure to see the out the door price to make sure that they aren't padding the sale with thousands of dollars of add-ons that …Situation: Customer has the cash on hand to buy a car outright. And if said customer puts $20k+ on a credit card and then pays it off immediately, they get a free flight to Europe with their new car. Problem: There's a 1-3% Transaction fee for the dealer. 3% of 20K is $600, so that's the margin, gone.Ideally, find brand new. You can find a local dealership selling a reasonable car for MSRP on the lot. 2nd best option is a local dealership that will put you on a wait list for a car at MSRP. On either one, make sure to see the out the door price to make sure that they aren't padding the sale with thousands of dollars of add-ons that …Yes, 100k is not high mileage and is a myth put in place from dealerships to get you to buy new cars. A toyota avalon with proper maintenance will last upwards of 250k miles. Can confirm. Our 2005 Avalon, bought with 70k on it, last till 175k, when we sold it for a healthy chunk of change to buy a 4Runner.Plus interest rates are often much better on new vehicles. And a new vehicle will have the warranty (or at least a longer warranty), likely require less maintenance, and be less risky than buying used. It may also be easier to get exactly what you want when buying new (options, colors, etc). 18.Sep 25, 2017 ... i tell them which car I'm considering to buy. we go on a test drive. we sit down and negotiate strictly on the purchase price of the car. we ... Reply reply. [deleted] •. Cash means to pay it outright to them, no financing by them, not necessarily [hundred] dollar bills. One could argue, you can finance through your bank or credit union and it still looks like a cash transaction to them... that is, the car is 100% paid off from their perspective. Reply reply. ChrisFix made a longer video on How to Test Drive and Buy a Used Car. Most of the information is pretty solid. The /r/cars community came together to offer their advice when used car shopping. 4Chans Guide to inspecting and test driving a used car. It's accurate and covers a lot of things you should look for. r/askcarsales. • 5 yr. ago. I_Love_McRibs. I've noticed used cars in Florida are generally priced lower than where I live (IN). Is it just a regional thing? What other areas of the …Pricing on Turo definitely seems to be a bit of an art. You're 100% right about pricing high enough to cover costs, but just as an example, I was in FL recently and was hoping to find a Miata to rent - some people were asking like $200/day for a fucking Miata. Yeah, that's gonna be a nah for me bro. Great advice on color/interior.Reddit shares. An updated Securities and Exchange Commission (SEC) filing reveals that the shares will be priced somewhere in the range $31 to $34. The company … So let’s talk about the good and the bad. The good: Carvana is the easiest car buying experience I’ve ever had. The process of buying the car is smooth and takes maybe 30-45 minutes total. Also, their customer service is phenomenal and they will not just screw you over. Everyone from the customer service agents to the driver were friendly. Subaru with a salvage title. There’s an auto body place near me that buys cars that have been totaled, fixes them, passes the salvage inspection from state police agency then sells car. They’ve been doing this 15 years. They have a 2018 Outback with 42000 miles for $19500. It seems pretty great to me. Because I hate spending my free time working on a used car or older car I buy new cars. I've done it enough times now that I've gotten really good at buying new cars at a good price. My current car is an '08 Acura TL Type-S that I bought brand new. I bought it on Halloween of 2008. When folks are shopping in that price range, especially with the used car market as messed up as it currently is, my usual advice is "buy the best Civic, Corolla, Accord, or Camry you can afford." Sonatas from that area aren't the most reliable, but for $6000 right now, you're not looking at a huge upgrade. Also when the car was salvaged also is important. If the car is 25 years old and was salvaged 8 years ago, probably wasn’t a whole lot of damage. But if the car is 5 years old and salvaged last year there was probably a lot of damage. Also if the car has been on the road for a long time after it’s been rebuilt that’s also a good sign.Not to mention taxes, and the fact that you're already behind on the rate. All that matters is the rate. If you can get a higher return than the interest rate on the loan, finance. Otherwise pay cash. If it's equal, pay cash as you'll have to pay tax on any interest you get from the CD or HYSA, which leaves you behind. 15.Apr 3, 2023 ... Personal experience recently of trying to buy a sub £8k car showed me a lot of dodgy dealers trying to flog dead cars in need of major work. To ... Yes taxes, fees, and insurance are higher with the 2024 one but I can’t help but feel like buying a used car in this market is a bad idea. It’s hurting my brain, because everything I’ve ever been told and what I’ve believed my whole life seems flipped right now. I’d rather find a $10k-$15k used 2018-2019 car but those don’t exist. Updated February 23, 2024. Photo: iStock. The choice between buying and leasing a car is often a tough call. On the one hand, buying involves higher monthly costs, but you own … Reply reply. [deleted] •. Cash means to pay it outright to them, no financing by them, not necessarily [hundred] dollar bills. One could argue, you can finance through your bank or credit union and it still looks like a cash transaction to them... that is, the car is 100% paid off from their perspective. Reply reply. Feb 25, 2023 ... Generally speaking it is less expensive over time to buy a used car and maintain it than to buy a new car, even with a warranty. But one lousy ...Buying my car: I gave my bank the info on the car, including who held the lein. My bank requested a payoff letter from his bank, and my bank overnighted a check for the payoff amount to his bank. We met at my bank, where they gave him the balance of the sale price from the amount I financed plus from my account in a cashiers …Not to mention taxes, and the fact that you're already behind on the rate. All that matters is the rate. If you can get a higher return than the interest rate on the loan, finance. Otherwise pay cash. If it's equal, pay cash as you'll have to pay tax on any interest you get from the CD or HYSA, which leaves you behind. 15.Purchased a 1988 Honda civic in in 1995. Once the decision was made the owner produced pictures of the car showing the entire rear end was replaced and it had a salvage title. I purchased it for $2400. I drove the car for 2 years, and my sister drove it to school for four years. Got $1000 for it as a trade in.Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...Oct 16, 2023 ... If "parts for a lifetime" is your top priority, get a base-level Civic or Corolla. The Earth will be engulfed by the sun before junkyards run ... The premium on a new car is nuts. It's unfortunate that life is throwing you this curveball where used car prices are expensive, but it's much better than coming out of grad school during a economic recession like in 2008. Do the math, and for some reason if a new car is less expensive than a used one, then go ahead. Jan-Feb has some "holdover" incentives from December (which is usually the best month). Some time around March-Apr-June, people get their tax returns and demand for new cars go up, so fewer discounts. July-Aug-Sept, everything holds steady. Oct-Nov-Dec, dealerships start trying to get rid of previous year models and to pad …Purchased every car in cash from a person or Dealership. (1) Choose your car. (2) Leave a deposit with either Bank Check/Certified Check or Personal Check. Sign paperwork. (3) Wait until the car is ready for pick up and the check clears. Title is cleared and insurance is purchased. Usually 3-5 business days.Also when the car was salvaged also is important. If the car is 25 years old and was salvaged 8 years ago, probably wasn’t a whole lot of damage. But if the car is 5 years old and salvaged last year there was probably a lot of damage. Also if the car has been on the road for a long time after it’s been rebuilt that’s also a good sign.Oct 22, 2021 ... https://www.reddit.com/r/askcarsales/comments/q2abz7/i_hate_carvana/ this guy hated it. Upvote 17k+ in cash would do a lot better in a retirement fund or diversified investment IMO. And if you have personal investment opportunities, you really just have to beat the financing rate for it to make sense for you to take a car loan vs. pay in cash. Every time someone says something like this, I wonder. Insurance - typically 15k/yr for a subcompact but depends on what car you buy, it’ll be closer to 20k/yr if you get a Mazda 3. So more or less you spend an extra 15k per month on top of the amortization. At 30% DP (210k), you pay 10k/month for a Brio RS for 5 yrs or 15k/month for 3 yrs. Total cost: 30k/month for 3 yrs.CarMax is easily the safest used dealership to purchase from. There's a reason they're the number one used car dealership in the US. A lot of the horror stories are outliers or from stupid people who had different expectations. Get an inspection done by a dealer while you have the car within the 30 day guarantee.Sorry I’m new to Reddit. I chose this platform since car guys could probably give me some advice from their experiences with cars. I’m going to keep looking for used cars near my area 😩thank you ... Instead of using all $25,000 to buy a car, I drop $5,000 into the down payment, and finance the rest, and have invested $20,000 …If you're 30 now, $50k could turn into $240k by the time you're 50, $500k by the time you're 60, $1.2M by the time you're 70. If you continue investing more than just the $50k, you'll have more money sooner. Buying the car now just means you're that much farther behind on building wealth.Reddit has raised a new funding round, totaling $250 million. This is the company’s Series E round of financing, and it comes hot on the heels of renewed public attention on the si... Buying directly from Enterprise or Hertz cuts out the middle man, your local used car lot/dealership/CarMax. A good 70% (my guess) of carmax is just marked up enterprise cars. That certified preowned at the big dealership came from a wholesale auction wrecked by a Hertz renter...or a new motor cause the previous owner put gas in the diesel tank ... Sep 9, 2016 ... Make sure the car is in bright sunlight and clean. The finish of factory paint is a mirror finish. You should be able to shave in your ...ADMIN MOD. Army E3, Need advice buying a new car upfront. So I'm in my first duty station and I've been thinking about buying a new car. I plan to pay it upfront from a Honda dealer. New 2020 Honda Fit LX MSRP $16,999 Tax: 4.712% I was told I could get $500 discount by being in the military Credit score: 790s.Reply reply. agreeingstorm9. •. Now is an awful time to buy a car. If you do not absolutely NEED a car right now, you should not be buying one right now. By need I mean, you buy one or your walk type need. Not "my car is 10 yrs old and I need something newer that looks nicer" type need. Reply reply. _Celatid_.If you pay in cash, your $30,000 is going to depreciate instantly. Your $30,000 is now all in the car. Say in two years and 30,000 miles later you go see the value of the car and it’s down to like $20,000. Boom you lost $10,000. Say you put $5,000 down, and finance $25,000 at 3.07% over 5 years.Don’t: Only Look at the Payment. Many buyers focus only on the monthly payment, but that’s a bad way to buy a new car. Instead, look at the total cost, including interest payments and other fees over the life of the loan. It’s simply not worth saving that $20 per month if it means making payments for another year.Sometimes private car deals have gone wrong. Do the exchange near a police station or at least a public area and don't do it alone. Don't do it alone is smart, but I've never done an "exchange" like this without taking it on a test drive and having a mechanic check it out for a few hours. Step 1: Move to Texas.First, it's asinine to buy a car without test driving, but if that's really what you want, find the car online, call, make and put a deposit on it, fill the credit app online. Schedule your time to finish the paperwork (not on the weekend, busy) and then go in and finalize the deal. Should take an hour in the store. Cars in the $5k-$8k range are normally pretty good (Hondas, Toyotas, Nissans are pretty reliable). They'll require proactive maintenance and infrequent repairs, but should last a good 5-10 years before it is more trouble than it is worth. Avoid auto loans if you can. That monthly payment could be going somewhere else. Jul 28, 2023 ... They do have a 2017 Honda accord LX with 62,253 miles for 20,995 which is also a bit above my price range but if it's better I'll figure it out.You go on their website, find a car you want to purchase, proceed through “getting started” aka checkout, and then begins the purchasing process. You have 40 minutes reserved to make this purchase. You have the option to trade in a vehicle at this time. You can choose to pay via cash or finance. After that, you’ll pick delivery or pickup ... You are under no obligation to buy after a test drive or visit. If your in a snow state look under vehicle for rust, check the oil and all fluids. Carfax if you want to drop the 40 bucks. 35 votes, 19 comments. 169K subscribers in the askcarguys community. This is a subreddit for automotive related questions. 1) Know Your Budget. 2) Find the Right Vehicle. 3) Learn the Language. 4) Know the Car-Buying Process. 5) Buy a Car Before You Need a Car. 6) Don’t Buy Too …Just do the the math, OP. Example for a 60 month loan: 20k @ 3% is $1,621 in interest paid. Total Cost of car = $21,5622k down so a loan of 18k @ 5% is $2,381 in interest paid. Total Cost of car = $22,381. So it depends how much your credit score affects your rate. The right answer here is pay off your credit cards first!What Car Should I buy? Reddit's Advice. First, please take a look at and subscribe to /r/whatcarshouldIbuy and /r/askcarsales. However, be careful with what you read and what gets stuck in your head. There is a lot of …I used to be a GM at Thrifty Car Sales. Find out if the Hertz dealer is corporate owned OR Franchise owned. The way an ex-rental works is that the company bus a new car, rents it out and depreciates it and "pass the savings to consumers". All that sounds fantastic, and in most normal circumstances makes perfect sense and … Yes taxes, fees, and insurance are higher with the 2024 one but I can’t help but feel like buying a used car in this market is a bad idea. It’s hurting my brain, because everything I’ve ever been told and what I’ve believed my whole life seems flipped right now. I’d rather find a $10k-$15k used 2018-2019 car but those don’t exist. These aren’t gospel, but a guide to the cars history. Get Pre-approved at your local credit union for a total dollar amount at X rate. Have a mechanic you trust lined up to do a PPI for the vehicle you choose. Call the dealership. Ask for an appointment to see the vehicle. Do NOT let someone do a four square on you.And until new car inventory is able to meet demand, new cars are a better deal. This is more a personal preference than it is a finance question. You've run the numbers, you make $120k, and a $30k car is 25% of your gross annual salary. It falls right in line with the general recommendations I've always seen.Ended up looking at 2019 civic ex-l 45,000mi, $18.9k with finance discount and removal of add ons but didn’t feel right as I didn’t want to finance that much $. Declined deal. Week later, the 2016 touring civic Has been dropped to 16.5k, now offering $1500 finance discount. So $14.9k, +800 for hail damage fix.Leasing is profitable for dealers because you're basically paying them the depreciation of the car's value + a significant chunk. Also, with your $250/month figure, you'll have spent $9000 on the leased car, and like you said, have no car to show for it. hmhieshetter • 11 yr. ago. Yes taxes, fees, and insurance are higher with the 2024 one but I can’t help but feel like buying a used car in this market is a bad idea. It’s hurting my brain, because everything I’ve ever been told and what I’ve believed my whole life seems flipped right now. I’d rather find a $10k-$15k used 2018-2019 car but those don’t exist. The 2023 Bolt starts at $26k and Chevy has customer cash on the 22s to match that. EVs are available at all price points just like gas cars so implying all EVs are unaffordable by stating an average price is fraudulent. The average gas car is over $40k but you can get a Corolla, Civic, Elantra etc for $22k. Jul 28, 2023 ... They do have a 2017 Honda accord LX with 62,253 miles for 20,995 which is also a bit above my price range but if it's better I'll figure it out.Ended up looking at 2019 civic ex-l 45,000mi, $18.9k with finance discount and removal of add ons but didn’t feel right as I didn’t want to finance that much $. Declined deal. Week later, the 2016 touring civic Has been dropped to 16.5k, now offering $1500 finance discount. So $14.9k, +800 for hail damage fix. Also when the car was salvaged also is important. If the car is 25 years old and was salvaged 8 years ago, probably wasn’t a whole lot of damage. But if the car is 5 years old and salvaged last year there was probably a lot of damage. Also if the car has been on the road for a long time after it’s been rebuilt that’s also a good sign. Not super complicated. Those with good credit can buy new cars for between 0-2% interest rates with $0 down. Never been better to buy new cars if you have good credit. Whether new cars are a waste of money or not will continue to be argued until the end of time. Used cars, probably 2-5% for good borrowers. Odds are, the want for a car will turn into a need for a car in a few years, if/when you move and/or start a family. After you pay your loans off, save up 20% as a down payment, and finance the car over 3 years. A Honda civic will be perfect, you will likely not need another car for at least 15 years.On vroom I had to get to the car page to see if it had the desired features or not). Also, Vroom charges a flat $500 for delivery whereas on Carvana you can find cars with no shipping costs at all. On the flip side, Vroom gave me a much better trade offer. Almost double (!) the Carvana offer.Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...Ask for a maintenance history like if they kept receipts for oil changes. Check the engine and transmission oil. See if there is a check engine light on. Listen for bad noises when driving. You can also pay a mechanic to do an inspection for you and depending on where you go that should cost under 100 bucks. 4. Reply reply. [deleted] •. Cash means to pay it outright to them, no financing by them, not necessarily [hundred] dollar bills. One could argue, you can finance through your bank or credit union and it still looks like a cash transaction to them... that is, the car is 100% paid off from their perspective. Reply reply. Reddit is not the only company launching ways for communities to host conversations. Reddit announced Thursday that it is testing Discord-like chat channels with select subreddits....Mar 16, 2022 ... Or rather, most of the cash. Put $25k in an investment account, put $10k down on the car. If you invest that $25k right you should be earning at ...Undervalued Reddit stocks continue to attract attention as we head into the new year. Here are seven for your perusal. Tough economic climates are a great time for value investors ...Used cars are hard to finance as it is, And the cheaper it is the harder to finance. And you will be getting involved in some crazy interest rates. The last thing you want to do is buy …InvestorPlace - Stock Market News, Stock Advice & Trading Tips If you think Reddit is only a social media network, you’ve missed one of... InvestorPlace - Stock Market N...The option to rent a car require zero commitment. If you find out renting a car doesn't work then just buy one. The cost to own and operate a car is a combination of depreciation, maintenance, repairs, fuel, insurance, taxes/fees, and (if applicable) loan interest. AAA figures that annual cost works out to about $9K.ADMIN MOD. Army E3, Need advice buying a new car upfront. So I'm in my first duty station and I've been thinking about buying a new car. I plan to pay it upfront from a Honda dealer. New 2020 Honda Fit LX MSRP $16,999 Tax: 4.712% I was told I could get $500 discount by being in the military Credit score: 790s.Apr 15, 2023 ... As a buyer I would argue like others said the best time though is when you are ready, prepared, and also can use your only chip which is to walk ...New car prices will need to compete with falling used car prices especially when the used car is only a year or two old… THE PROBLEM is high interest rates if you plan to still finance…I am seeing reports of around 5.5-6% for new and 9’s for used which is absurd… So any savings in price will be negated with the financing.Jul 28, 2023 ... They do have a 2017 Honda accord LX with 62,253 miles for 20,995 which is also a bit above my price range but if it's better I'll figure it out.On vroom I had to get to the car page to see if it had the desired features or not). Also, Vroom charges a flat $500 for delivery whereas on Carvana you can find cars with no shipping costs at all. On the flip side, Vroom gave me a much better trade offer. Almost double (!) the Carvana offer.Because I hate spending my free time working on a used car or older car I buy new cars. I've done it enough times now that I've gotten really good at buying new cars at a good price. My current car is an '08 Acura TL Type-S that I bought brand new. I bought it on Halloween of 2008.17k+ in cash would do a lot better in a retirement fund or diversified investment IMO. And if you have personal investment opportunities, you really just have to beat the financing rate for it to make sense for you to take a car loan vs. pay in cash. Every time someone says something like this, I wonder.A fender bender will total that car, knocking the bumper down a bit is $1,000 repair easy. So you take the check, buy the car back from the insurance company, throw a new bumper on the car for $100 at the pick and pull and now you have a salvage titled car. Except it's still in great mechanical shape. -1.Please avoid their busiest times, (beat to shop around at their slowest day and time ) and be honest about your buying timeframe up front. A good salesperson will appreciate the courtesy and know that if they made a good impression on you, you'll most likely come back to them when you are ready. Reply reply. mbmac.Odds are, the want for a car will turn into a need for a car in a few years, if/when you move and/or start a family. After you pay your loans off, save up 20% as a down payment, and finance the car over 3 years. A Honda civic will be perfect, you will likely not need another car for at least 15 years.You go on their website, find a car you want to purchase, proceed through “getting started” aka checkout, and then begins the purchasing process. You have 40 minutes reserved to make this purchase. You have the option to trade in a vehicle at this time. You can choose to pay via cash or finance. After that, you’ll pick delivery or pickup ...Because I hate spending my free time working on a used car or older car I buy new cars. I've done it enough times now that I've gotten really good at buying new cars at a good price. My current car is an '08 Acura TL Type-S that I bought brand new. I bought it on Halloween of 2008.Reddit buy a car
When folks are shopping in that price range, especially with the used car market as messed up as it currently is, my usual advice is "buy the best Civic, Corolla, Accord, or Camry you can afford." Sonatas from that area aren't the most reliable, but for $6000 right now, you're not looking at a huge upgrade. Timing belt vs. chain - most cars seem to be chains these days (pretty sure including the models you're looking at), but timing belts should be replaced every 100k or so. Brakes and tires - these are two consumables that'll cost you a few bucks sooner or later. Understand how much wear is left on both.These cars get servicing way more than 90% of private sales cars would. A huge percentage of rental cars are driven by business people, specifically sales folk. They are too bust getting aggravated by customers to stunt drive the car they rented. Inspect it as well you can, but don't reject one out of hand. 17k+ in cash would do a lot better in a retirement fund or diversified investment IMO. And if you have personal investment opportunities, you really just have to beat the financing rate for it to make sense for you to take a car loan vs. pay in cash. Every time someone says something like this, I wonder. Do: Research Your Purchase. Don't: Go to a Dealership Without Already Having a Financing Offer. Do: Talk to Your Insurance Agent Before You Buy. Don’t: Start …IMO, buying is better if you plan on keeping the car long term. You’ll pay it off and actually have some equity (and savings) when it comes time to buy another car. If you have to have to new, shiny car every few years, then leasing is better as you aren’t taking such a big depreciation hit. 35. basicspace_. 3.) Schedule a test drive and tell the seller if the test drive goes well you would like to have a pre-purchase inspection performed prior to purchase. If they say no, walk away from the car. Never buy a car, even from a dealership without a pre-purchase inspection from a third party mechanic. Jul 28, 2023 ... They do have a 2017 Honda accord LX with 62,253 miles for 20,995 which is also a bit above my price range but if it's better I'll figure it out.Buying a new car virtually never makes sense from any sort of rational economic argument. Used cars have a lot more usage for the buck and tie up a lot less money that could be earning you more money. (Or, God forbid, result in less money you take out in loans. Please tell me you're not considering doing that.)3.) Schedule a test drive and tell the seller if the test drive goes well you would like to have a pre-purchase inspection performed prior to purchase. If they say no, walk away from the car. Never buy a car, even from a dealership without a pre-purchase inspection from a third party mechanic.Good to confirm they’re actually giving you the option of paying cash. Many dealerships are only accepting financing atm. •. Put down 75% Finance the rest. Don’t pay it off just yet keep cash on ur In a few years (2-4) u will want something else; roll that equity and u can practically get what you want.The secret to buying a used car from a private party is to buy one from somebody that is 40+ years old (can be younger if it's a woman) and has plenty of money. They probably just bought a new Tahoe or whatever, and the car they've well maintained for the last 10+ years is finally up for sale.However there is an argument to be made that with how dependent modern American society is on car travel, that the cost of being unable to repair a broken down car is so great that the added expense of the warranty can be beneficial. Reply reply. salesmunn. •. No, not always a bad idea.Nelson_t. •. Just realize the import taxes will be at least cost of the vehicle and will be required to be imported by a certified agency with a government recognized import licence and they will charge about 2 grand on top. There will be no parts available and most mechanics won't touch it because of the parts issue. It’s prob worth $1000. I looked around at used cars (Hondas or Mazdas or Toyotas with 40-60k miles) and the used car prices are crazy. A 3-4 year old used civic is going for 19-22k, where as a new Kia Forte or Mazda is 22-25. With lower financing rates. I don’t feel good about a new car for a 16 year old. Buying a car right before buying a house. Housing. My wife and I find ourselves in a unique personal finance situation, so like any good millennial, I’m turning to Reddit. We are both recent MBA grads who generally have our personal finance house in order and are preparing to buy our first home. However, I sold my car at the … You are under no obligation to buy after a test drive or visit. If your in a snow state look under vehicle for rust, check the oil and all fluids. Carfax if you want to drop the 40 bucks. 35 votes, 19 comments. 169K subscribers in the askcarguys community. This is a subreddit for automotive related questions. Purchased every car in cash from a person or Dealership. (1) Choose your car. (2) Leave a deposit with either Bank Check/Certified Check or Personal Check. Sign paperwork. (3) Wait until the car is ready for pick up and the check clears. Title is cleared and insurance is purchased. Usually 3-5 business days.A fender bender will total that car, knocking the bumper down a bit is $1,000 repair easy. So you take the check, buy the car back from the insurance company, throw a new bumper on the car for $100 at the pick and pull and now you have a salvage titled car. Except it's still in great mechanical shape. -1. The average driver will be involved in one accident every 18 years of driving, statistically. So if you're paying $1000 per year for a car that's $20,000, you'll spend $18,000 and get paid out $20,000. Seems like a good deal to me. Oh, also the "peace of mind" knowing that you don't have to worry about it. For minimizing wait time, none of these things are guaranteed to save time, but help: Have all your stuff together: Drivers license, insurance card (with the new car added if you can do it early), trade-in title and 10-day …Your friend is taking WAY more risk than you are. This is the type of stuff that ruins friendships but hopefully that won’t happen. Everyone goes into these things with good intentions but a lot can happen in 18 months (you can wreck the car, fall on hard times and can’t pay for a month or two or three, etc).Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni...Mileage. 3rd generation model (late 2011 and later) To give you an idea of what $6k might buy you elsewhere (in Florida, non-dealers anyway): 2014 (3rd gen) Ford Focus SE, 35K miles $5700. 2011 (2nd gen) Ford Focus, 68k miles $5100. 2013 (3rd gen) Ford Focus SE, 69K $5995. 2012 (3rd gen) Ford Focus, 98k $5995. Reply reply. agreeingstorm9. •. Now is an awful time to buy a car. If you do not absolutely NEED a car right now, you should not be buying one right now. By need I mean, you buy one or your walk type need. Not "my car is 10 yrs old and I need something newer that looks nicer" type need. Reply reply. _Celatid_. Apr 3, 2023 ... Personal experience recently of trying to buy a sub £8k car showed me a lot of dodgy dealers trying to flog dead cars in need of major work. To ...Nov 7, 2023 ... have you left the bay area to buy a car? A search on autotrader for used EVs shows that they're way more expensive here in the bay area. Going ...1) Know Your Budget. 2) Find the Right Vehicle. 3) Learn the Language. 4) Know the Car-Buying Process. 5) Buy a Car Before You Need a Car. 6) Don’t Buy Too …Updated February 23, 2024. Photo: iStock. The choice between buying and leasing a car is often a tough call. On the one hand, buying involves higher monthly costs, but you own …I recently bought a brand new 2022 Traverse from Auto Nation for $35k. Carvana has 2020/2021 Traverse, same options, for $48k, with 10,000k+ miles. Doesn’t take a genius to figure out you’re being robbed. And don’t forget to add in that delicious double digit interest rate from Blackstone (Carvanas in house financier).First, check your credit score, so that you know what it actually is. There is no point in speculating. Second, do not finance a used car if you can help it. Reputable entities do not give loans on such old cars. You will be stuck paying a high rate to borrow. For such a cheap car, the best thing is to pay cash.Might have to shop around a little. In the past getting out the door at msrp would have been good in an average fee state. You're probably looking at 10% higher for new on average. Decent beaters are up like 50+% in comparison. You might lose as much buying a temporary $3-4k car today as you would on buying a new $20k in this …Jul 7, 2023 ... I've been looking and used car prices are crazy. My question is, is it still worth it to buy used? On one hand a new car usually works pretty ...The Black + Decker dustbuster Advanced Clean ($49.99) is small and portable, but powerful—and popular, with 4.4 out of 5 stars based on over 104,000 …The Prius has been reported to be the most reliable car in the north American market for at least the past ten years. (mine has ~340'000km/~215'000 miles) While EVs do have less moving parts than their ICE counterpart, they still have fluids (coolant, brake fluid, refrigerant). Reply reply. joecooool418.Shop S-Mart. Edit: The bestest cheapest way to own any car is to treat the machinery gently. Drive it like you want it to last, and stay on top of fluids, especially engine oil. Any machine, especially a vehicle, will last much longer with far fewer repairs if you drive gently. Good luck.In today’s digital age, having a strong online presence is crucial for the success of any website. With millions of users and a vast variety of communities, Reddit has emerged as o...You want to head over to car advice or r/whatcarshouldibuy. Your credit score is amazing, so you want a apr of like 6% to 8%. Where they get you is on financing. If you can get a car loan through your credit union, that's gonna be the best bet. If you want a crossover, I would recommend looking at anything Toyota. Title issues automatically put a car in poor condition for valuation. If you try to trade this car in a few years, most dealers will offer you $500 for it. You could buy this car and have good luck and have found an unbelievable deal. If it doesn't go your way, it could go really badly. Blackout2882. Jun 28, 2021 ... Car buying strategies? · do lots of research ahead of your visit · clearly break down what you NEED VS what you WANT. · walk in with a clear&n... Looking to buy a new car because of a second child Location: Belgium (Europe) Price range: Max 25.000 euros (looking between 20 and 25K) will trade in current car Lease or Buy: Buy New or used: Used (but on the newer side - 2020 and newer) Type of vehicle: car/sedan Must haves: Trunk space, smooth riding , comfort Hi:) So I am looking to buy a used car (definitely not within the next few months, but maybe within a year or so) and the main thing I want from it is for it to be reliable enough for … 6) Now you wanna take the car out for a test drive. 6a) Make sure the car starts without any issue. You can be a little lenient if it's under 60 degrees or so, since cold starts can be tricky even for new cars. Starting issues can indicate either battery being too weak ($50-100 fix) or the ignition system ($500). Have someone look under the car with a bright flashlight and check underneath to make sure its not rusted out badly. What’s your budget Make sure the car you like isn’t overpriced for its age. Like a 2005 car being $15000 while a 2013 car is $10000. Read the add or check out the car in person. Yes, really. Now you go inside and sit down at some tables. Sam brings you some water and coffee and he asks you to fill out a credit application. You already have your pre-approval, but the dealership usually needs a credit application to sell a car anyways so this is okay for you to fill out.May 15, 2023 ... At current rates then yes it's better to pay in cash. If you can get a superb rate of 0-4% then probably better to finance with some amount down ...Buying my car: I gave my bank the info on the car, including who held the lein. My bank requested a payoff letter from his bank, and my bank overnighted a check for the payoff amount to his bank. We met at my bank, where they gave him the balance of the sale price from the amount I financed plus from my account in a cashiers …Might have to shop around a little. In the past getting out the door at msrp would have been good in an average fee state. You're probably looking at 10% higher for new on average. Decent beaters are up like 50+% in comparison. You might lose as much buying a temporary $3-4k car today as you would on buying a new $20k in this …First negotiate the price of the car as much as you can. Then when it is all set and you are ready to pay, just pull out your credit card. They will have to pay close to 3% fee so they will have to reconsider this now. You will at least get 1% cash back (and perhaps 2% if you use the right card).Check various websites and visit used car lots on weekdays (mid morning or mid afternoon if you can) to look and test drive. If you have a CarMax nearby they typically have a lot of inventory. Carmax is actually decent. Most of their cars were owned by car rental companies, so they’ve regularly been maintained.Oct 2, 2023 ... Everyone tells me to buy instead of leasing but I don't see the point in owning something that will lose its value and not have modern updates ...If you're 50 with large amounts of debt and no retirement on $80k/year, buy the cheapest car you can. There's an old rule of thumb called the 20/4/10 rule when buying a car. At least 20% down, no more than a 4 year loan, no more than 10% monthly income (gross) on monthly payment.First, check your credit score, so that you know what it actually is. There is no point in speculating. Second, do not finance a used car if you can help it. Reputable entities do not give loans on such old cars. You will be stuck paying a high rate to borrow. For such a cheap car, the best thing is to pay cash.Step 1: do research. find a car you like. Step 2: use a couple sources (KBB, Carfax, cargurus, whatever there's hundreds of sources out there for this) and determine what you are willing to pay. Step 3: call/submit online to dealership. set up an appointment. Step 4: show up, test drive car, make sure you like …Updated February 23, 2024. Photo: iStock. The choice between buying and leasing a car is often a tough call. On the one hand, buying involves higher monthly costs, but you own … Have someone look under the car with a bright flashlight and check underneath to make sure its not rusted out badly. What’s your budget Make sure the car you like isn’t overpriced for its age. Like a 2005 car being $15000 while a 2013 car is $10000. Read the add or check out the car in person. So I'm not sure if it would make sense to buy a car when I'm looking to stay for only 2 more years. Looked at lease, but most lease options are 36mos.+. Not sure what I should do. …Option 3 - Buy it new, like a boss! Same $37,000 sale price, same $5000 down payment, but a sweet interest rate of 1% on a 5 year loan! Monthly payment is $547. Option 4 - Keep old faithful and do the maintenance! Let's estimate high and say your car will take an average of $1500 per year to maintain ($115 per month).. Games similar to gta